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Writer's pictureDustin Neal

What Is a Supplement and Why Is It My Greatest Tool?

Updated: Jul 11



So, what exactly is a supplement, and why is it the greatest tool in a contractor's bag?


A supplement is essentially an additional request for payment submitted to the insurance carrier to cover items that were missed or not adequately accounted for in the original estimate. It's a crucial step in the claims process that allows contractors and roofers to ensure that they are fully compensated for all the work they do.


So, how does the supplement process work, and why is it so important?


When a contractor receives an insurance claim job, the homeowner will typically receive an initial estimate from the insurance carrier. However, this estimate often fails to account for all the necessary work and materials required to complete the job to the required standard. This is where supplements come in.


By carefully reviewing the initial estimate and conducting a thorough inspection of the property, contractors can identify any missed items or discrepancies that need to be addressed. These could include anything from additional materials and labor costs to unforeseen damages or code requirements.


Once these items have been identified, a detailed Xactimate supplement is prepared and submitted to the insurance carrier for review. This supplement outlines the additional work and costs required to complete the job properly and ensures that the contractor or roofer is adequately compensated for their efforts.


In conclusion, supplements are a powerful tool in the contractor's arsenal, allowing them to maximize profits and ensure that every job is completed to the highest standard. Here at Dynamic Claims Solutions, we understand the importance of supplements and are dedicated to helping contractors and roofers harness their full potential. Say goodbye to missed opportunities and hello to maximized profits with supplements!



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